Log inRegister
Submit Complaint

DM Associates

United States

Consumer complaints and reviews about DM Associates

FlowChart Send email
 
Nov 30, 2015

Not even a real company...

A "Ms. Martinez" called - very polite. Immediately began asking me questions about my checking account. I told her "I'm neither confirming nor denying ANY personal information because I don't know who you are or why you're calling".
She then referred to some "A & R Lenders" and some supposed pay-day loan in the amount of $1,300 that was borrowed on October 08 20012, and apparently never been repaid.

Since I've never even HAD a payday loan, that was clue number 1 that this is a scam. Actually clue number 1 was the immediate questions regarding my checking account and the bank thereof. The fact that, over the past 20 + months, this is like the fifth such phone call, having various levels of courtesy...or LACK thereof - all referring to a different lender, a different loan amount, and a different date, ranging from 2004 to 2012. Do the research people - there is an epidemic of this sort of scam taking place since sometime in 2011. These are not actual collection agencies who have purchased any debts. These are scam artists attempting to steal both your cash and your identity.

After this "Ms. Martinez" very politely finished having her say I very politely stated that "The moment you said you were calling on behalf of a debtor, I began recording this phone conversation and I will be sending the sound file, along with the caller I.D. information, to both the Federal Trade Commission AND my local FBI office" she became a whole lot LESS polite and a whole lot MORE threatening. I told her "Look, this wouldn't be my first rodeo - I was young once, a lot of years ago, and made a few financial decisions that weren't so bright. As a result, I know how the state of Connecticut addresses these situations - various regular letters, ultimately a registered & certified letter and finally a Sheriff serving my employer with garnishment papers. I also know a bit about collection - since I actually work FOR a legitimate collection agency - and I know it is illegal to ask questions about personal finance, it is illegal to make threats of ANY nature what-so-ever...whether they be a threat of legal action intended, or a threat...! I know that if a collector is told STOP CALLING that said collector MUST stop...unless said collector is the actual owner of the debt in question, which you clearly are not".

I am sure I had a shit load more of blabber to toss out there but the eloquent "Ms. Martinez" chose that moment to hang up on me. Whether that was because I was "baffling her with bullshit" or making it very clear that I know the laws and she is in direct violation of several (probably a combination of both) I donno and I don't care. She was a scam artist, or represented one, working with one, whatever... and she got freaking busted.

By the way - the conversation WAS recorded, and I DID send the pertinent information to the appropriate Federal legal agencies.
Do your homework people.
kimcooper Send email
 
Aug 15, 2014

DM & Associates

I have received two rude and threatening phone calls from Matt Russell at DM & Associates. Both times he said he was calling about someone I don't even know. When I asked him to stop calling here since there is no one here by the name he seeks, instead of apologizing for his mistake, he cussed and yelled at me. What a jerk!
AbusedConsumer2014 Send email
 
May 27, 2014

Intimidation and privacy breach

Rude unprofessional man claiming to be DM Associates called my special needs son 's cell phone who has nothing to do with my debt that was already settled with a creditor. First he left a message claiming he had my sons name and social security number and was filing a felony charge on him in our county. When my son called him back he gave my name, his mothers, and when my son handed me the phone he lied and said first he was DM Associates and then claimed he was assistant to prosecutor and was proceeding to file charges within 72 hours. I called him on his lie and told him to have a lawyer call me and he said if I didn't talk to him he was filing the charge tonight. I told him to go ahead. These people are the worst bill collectors and should be fired for lack of success at their job. It must be stressful to be so angry for a living. I feel like making a citizens arrest for stupid inefficient tactics. I feel so sorry for this business I want to offer a consultant quality process that could improve their GPM without breaking the law or lying.
ETotten Send email
 
May 24, 2014

threatened to gang rape me

I already registered my complaint on this site but wanted to highlight the fact that this man threatened to have him and 5 of his drunk friends gang rape me. He says all of this after telling me he knows a lot of information about me. I should have made a police report!
ETotten Send email
 
May 24, 2014

violent and vulgar threats

I received a phone call from 855 288-5580. The voice mail stated that my social security number and telephone number had been acquired to file a claim/charges against me within 72 hours(the reason was very evasive). I returned the call out of concern and dealt with a very vulgar and inappropriate man named Matt Russell. He refused to give me much information regarding call. I did call back in an attempt to speak with a supervisor. He told he that he owned the company and that I was "asking for it". This man also threatened to call all of my family members and make my life a living hell! I told him that he sounded intoxicated and he replied by saying that he probably was and that him and 5 of his drunk buddies were going to come gang rape me and my little friends(who happen to be my 3 children that were home with me) He then threatened me further by saying he had a lot of information about me and that I better be REAL nice to him! He proceeded to ask me if I was wearing lipstick or a dress?? After reviewing the on-line articles,I see that this organization is a scam but I am very upset about the way in which I was spoken to. If anyone knows a way I can report this in a better way,please let me know!
User924098 Send email
 
Mar 27, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

you people are scum bags if you would pay your bills people wouldnt call. you guys dont understand that going to a bank and taking out a shit load of credit cards with no intentions on paying them back is why the usa is going under and is in a deficit. the answer to all of your complaints is simple pay your bills and live within your means and people wont call you
samagoul Send email
 
Mar 20, 2012

not sure what to do

My sister recieved a call from investigator logan. I called him back it is possible i didn't pay this loan back i was young and stupid and took a bunch of loans out but thought we paid them back. this paticular loan is from 2008 with money and more. the investigator said they would be taking 2 legal actions against me a civil suit and defrauding a financial institute. I did use my dad's bank account which he then closed. said they normally don't take money they have to give me a curtusy clal and that i would be served either friday or monday in my county. said i would be interested in settling he took my offer to a lawyer he said that daughter went through the same thing and that i could either settle by payin 150 a month or if i could get 510.25 in 24hrs. i could settle it and receive a pif lettter (paid in full) letter. after reading more about the company i am at a loss on what to do. if this is in fact a loan i forgot about and did not pay i would like to settle the debt but not if this company is scamming me. not sure if i can contact the originator of the money and more loan to pay them.
Sickntiredofbs2012 Send email
 
Mar 18, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

I had a voicemail msg from investigator Logan, with DM & associates. He didn't sat the normal if this is not so n so please stop listening or anything to that affect. He said I would be served papers on March 20 or 22nd for a civil case already filed in my county. I was about to call him back but looked up the number first and found these complaints. Thanks for posting. Satisfied Payer is probably one of them, no way that's real.
Dguyana Send email
 
Mar 13, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

Today I got a call from DM Associates from a gentleman name Jason Cobb...He said he was calling from the Court office in the city i live in. When I called back he said he was with DM Associates and he was going to sue me for not paying of a loan and he would take me to court. Is this for real?
Susie T Send email
 
Feb 23, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

I am sorry you paid them. They cannot under any circumstances have a license suspended. This is illegal for them to suggest such a thing. File a complaint with the FTC on their website. It will help put an end to their scare tactics.
Jellobutt Send email
 
Feb 23, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

I was just contacted by a Marsha Montgomery; She said my husband owed a payday loan she actually said 2 loans. and we have taken out a few but didn't have the money to pay back. She was very nice over the phone so i thought it was really but I have gotten many calls in the past and this one sounded different. She said they were going to take my husband to court and suspend his license for 120 days. I was able to make arrangements but I did use a pre paid credit card. And than I looked up the phone number they gave me and this came up. Now I am so glad I gave them a pre-paid card. The number they called me from was 716-236-7927 and I was to call them on 302-235-3018 x 21. But a couple of comments ago it's the same x# but different number to call her back on. That doesn't make much since.
Susie T Send email
 
Feb 23, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

I got the same call from "David James" I guess this works on some people but not me. I know my rights... they can not suspend a driving license if you go to court over a debt. Whats next ? threaten to take my first born? I am completely disgusted with this type of harassment. These debts must be from PDLs and such because if it was a legitimate debt they would go through proper channels. They threaten, misrepresent and break the law and they must be stopped.
Susie T Send email
 
Feb 23, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

Satisfied Payer is a Lunatic...never happened.
Jum1208 Send email
 
Feb 23, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

I was contacted by Marsha Montgomery; She left a case number, hyphenated with the last four of my ssn on my voicemail, with threats of attorney fees, court fees, and a 120 license suspension. Called from 716-236-7927 and said to call 213-608-1246, x21
Mentioned my county of San Diego (court)--all on voice mail.

I was a colletor before and this is not in compliance with the FDCPA Act. Voice mail is 3rd party. There was no mini-miranda.
Astuartgirl Send email
 
Feb 23, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

I was contacted by an Elizabeth Permenette (sp?) at 716-299-0416 and she gave no details except that they were ready to suspend my license. No idea what this is about but reported them to the FTC at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?lang=en
Ghostofaflea Send email
 
Feb 23, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

These fools are a real piece of work. I stopped taking their calls, so they started harassing my mother, whom I haven't lived with in over 12 years. They told her they knew I didn't live there, but they were calling for her to pass a message on to me. She asked them to stop calling and THEY REFUSED. This is pretty upsetting, that they are calling a 3rd party, discussing another person's private business in detail, then straight-up refusing to stop their harassing, near-daily threatening phone calls despite knowing that they aren't calling the actual person they have a beef with, and being asked to stop. When she told me about this, I was pretty upset & I called them back.

They told me they were trying to collect some old debt of mine. The original company wrote it off, and apparently D&M Associates (who has no website?) purchased it from them. They threatened a lawsuit for "attempt to defraud a financial institution, " and judging from what I have read online, they threaten everyone with this. Coincidentally, it is a CRIME for a collection agency to threaten a lawsuit unless they are actually intend on bringing one.

They have some "tough sounding" workers that act like total jackasses on the phone, making ominous statements and open-ended threats. Don't fall for their game - it is a lot of big talk, but that is all it is. I came right out and told them that they were jerks (not exactly in those words) and that I will never give them a dime on account of them harassing my mother over something that she isn't even involved in.

These b*stards lie, make empty threats, harass and discuss private information with 3rd parties, and threaten lawsuits they have no intention of ever bringing. It is not illegal to be in debt, but the collection practices of D&M Associates ARE CRIMINAL, so never doubt that you are in the right, despite how legitimate the debt may be. Never give D&M Associates one red cent, these bottom-feeding scumbags don't deserve to be paid for their unethical, criminal business practices.
SATISFIED PAYER Send email
 
Feb 23, 2012

Collection agency routinely breaks the law... DON'T PAY THEM

WELL I FAIL TO DISAGREE I KNOW THAT I TOOK THIS LOAN OUT AND AT THE TIME I COULDNT PAY IT BACK SO I KNOW THAT IS WAS OUT THERE SO WHEN THEY CONTACTED ME I WAS GLAD BECAUSE I WAS ABLE TO MAKE SOME ARRANGMNETS THEY SET ME UP WITH A AFFORABLE PYMNTS KNOW WHEN I CNCT THE DMV THEY TOLD ME THAT I HAD SOMETHING PENDING SURE IN DEED IT WAS THAT SO I THINK EVERYONE WHO HAS SOMETHING BAD TO SAY ABOUT THEM JUST GOT THIS $$$ AND TRYING TO FIND A WAY NOT TO PAY IT BACK BUT TAKE IT FROM DONT LEARN THE HARD WAY WHEN YOU ARE STANDING IN FRONT OF THE JUDGE LIKE MY SISTER THOUGHT IT WS A JOKE AND SHE NOT ONLY HAD TO PAY THE LOAN SHE HAD TO PAY COURT FEES AND ATTRONEYS FEES ALSO HER LICENCSE WAS SUPESED AND SHE HAD TO PAY MORE $$$ TO GET THEM BACK MORAL TO THE STORY IF U KNOW U GOT HE $$$ MINEY IT BACK OR U WILL PAY TRIPLE DOWN THE LINE

SATISFIED PAYER

Complaint Registration Form

    Information of the Company you are complaining about
    Subject of Complaint
    City (optional)
    Complaint Details
    Attach photos (optional)
    Confirmation code

    Submit

    Recently Updated Complaints

    DEPARTMENT OF LABOUR - Maternity leave
    Good day I submitted my application for maternity leave...
    Samsung - Lost Of Phone
    Hi Team, Here i would like to inform you that my phone...
    Tikona broadband India - Constant harassment for due bill which i never had.
    This is to inform you once again to stop harassing me with...
    lovetoria - taking money out pf my account
    This company is taking my money as well!!! 39.99...WTF!!!...
    Bill4tn - stealing out of my account!
    I am getting money taken out of my f**king account by this...
    GM Corporation - $1000000 winner in a Chevrolet promo
    There was a message on my phone number 294- 1738 stating...
    Motorola Moto G(3rd Generation) - Mobile lost
    Dear Sir, Name- Gulshan Kumar Address: District...
    Walden University - blade and soul destroyer skill tree
    Under some arrested some comments on the initiative of the...

    Share this site with others

         
          

    Recently Updated Complaints

    DEPARTMENT OF LABOUR - Maternity leave
    Good day I submitted my application for maternity leave...
    Samsung - Lost Of Phone
    Hi Team, Here i would like to inform you that my phone...
    Tikona broadband India - Constant harassment for due bill which i never had.
    This is to inform you once again to stop harassing me with...
    lovetoria - taking money out pf my account
    This company is taking my money as well!!! 39.99...WTF!!!...
    Bill4tn - stealing out of my account!
    I am getting money taken out of my f**king account by this...
    GM Corporation - $1000000 winner in a Chevrolet promo
    There was a message on my phone number 294- 1738 stating...
    Motorola Moto G(3rd Generation) - Mobile lost
    Dear Sir, Name- Gulshan Kumar Address: District...
    Walden University - blade and soul destroyer skill tree
    Under some arrested some comments on the initiative of the...
         
     

    User Registration

    Already a Complaint Board member? Log in now.
    Username:
    E-mail address:
    Password:
    Code:
    or connect with Facebook

    User Registration

    A confirmation email was sent to "".
    To confirm your account, please click the link in the message.

    If you don't see the email in your Inbox, please check your Spam box.

    User Login

    Not a member of Complaint Board? Register now.
    E-mail address:
    Password:
    Forgot your password?
    E-mail address:
    Back
    Loading, please wait...
    Your password has been sent to the specified email address. Log in
    or connect with Facebook

    User Facebook Login

    Enter Username