This place is such a rippoff not only due they charge like 300% intrest they ask you to send all your information like a hundred times. i must have emailed them 20 times sending them the same stuff over and over. Not only that but they cancelled my application so it was a complete waste of time do not go through this bank it is a huge scam and ripoff

The First Bank of Delaware is a payday loan scam. Please people do not complete their online application and give them your personal information because you are authorizing these criminals to steal money from your bank accounts. If you do fill out their online application, then you gave a stranger all of your confidential information that they can use to destroy your identity. Plus, if you refuse to pay their high interest rate loan after they continue to take crazy fees from your bank account, then you, your employer, friends, and family will be receiving harassing phone calls from a phone number such as (888) 907-6719 despite whether you owed the debt or not. Please people DO NOT FALL FOR THE FIRST BANK OF DELARE PAYDAY LOAN SCAM. I believe donating blood, scavenging for recyclable cans/bottles, getting a second job, cutting back on expenses, asking friends/family for help, applying for government assistance, and taking a metal detector to the beach to find coins are better alternatives to seeking extra money.

An immediate family member received an application several weeks ago from Continental Finance Company, LLC, an affiliate of First Bank of Delaware. I watched him shred the application (as we have taught him to do with most documents for security reasons). He never acknowledged nor applied for the outrageously expensive card. ($200 activation fee for a $300 credit card limit PLUS a $50 service fee and thereafter a $12 per month 'service fee)!

Despite the fact that he never engaged this company, today, in the mail came a invoice from this shyster organization. He has written them a certified letter demanding that they cease and desist from contacting him again and that he has not nor does he intend to apply for their predatory card. He has also contacted the Massachusetts Consumer Protection Commission to make sure they are aware of their fraudulent tactics.

There are many reports on the internet showing these same tactics employed by First Delaware (dba First Continental Finance Company LLC) with others. The card is marketed as a high risk credit card in which those with damaged credit can repair their credit history. Yet the tactical structure of the card is obviously about gouging the last drops of financial blood out of those who can least afford yet another financial problem.

I encourage anyone who has a similar experience with this predator to contact their state consumer protection agency and the banking commission. In a civilized society these rascals would be behind bars not desks.

The First Bank of Delaware is a payday loan scam. Please people do not complete their online application and give them your personal information because you are authorizing these criminals to steal money from your bank accounts. If you do fill out their online application, then you gave a stranger all of your confidential information that they can use to destroy your identity. Plus, if you refuse to pay their high interest rate loan after they continue to take crazy fees from your bank account, then you, your employer, friends, and family will be receiving harassing phone calls from a phone number such as (888) 907-6719 despite whether you owed the debt or not. Please people DO NOT FALL FOR THE FIRST BANK OF DELARE PAYDAY LOAN SCAM. I believe donating blood, scavenging for recyclable cans/bottles, getting a second job, cutting back on expenses, asking friends/family for help, applying for government assistance, and taking a metal detector to the beach to find coins are better alternatives to seeking extra money.