Clicking the spam button would be good about now wtlf. ;)

Thanks for your comments jkwaghorn. They're very informative. Whythelongfaces just likes to pick fights with everyone.

I want to thank Complaints. com for helping me get my Bank straightened out. It's a great site and if I ever have the need, I'll use it again.
"Whythelongfaces" you said "Now, I am a big girl"...all girls weighing over 400lbs are big girls. That's why you got the job at the Carnival Freak show. Keep on sitting in front of your computer doing comments to every post (913) and stuffing your face with ding dongs. That is the closes your ever get to any man sticking something in that big fat mouth of yours. You can post all you wish now and don't have to worry about me showing everyone you want-to-be Ann Coulter are nothing more than rejects of society, because my email was a temp account and I'll never see it. I would say, I'd like to meet you one day and slap some sense into you, but it is so clear your parents did this so many times, you have brain damage. Good luck getting your "crab" problem under control...lmao...
Later...BEE_Otch

Actually, it is spamming when you message someone who did not give you permission to flap your shit into their inbox. So yes, you were still spamming. Now, I am a big girl. I can take it. I just think you are full of shit and an immature whiney baby who can not accept that you screwed up your bank account.

hello

Whatever moron. If I had a dick I would not let you suck it.

If your going to ridicule people who post complaints, be mature enough to handle it when people ridicule you. Also, each time you send a response, I have the right to respond. That is not spamming fool. It would be nice if you knew what the hell you were talking about, but it is so crystal clear that your use of the english language reveals you really are just a immature brat.

whythelongfaces...boohoho Wipe the tears away little boy.

JK I work 9 hours a day 6 days a week. So I do not spend all my time here. I understand exactly what YOU wrote. YOU wrote it. So like I said in the numerous messages you keep spamming me with FLUCK off.

BOFA was sued successfully for their overdraft policies. The law firm is now going after other banks. I do agree most overdrafts are the responibility of the individual unless the bank screws up. This bank for example will hit you with an overdraft fee when you close an account. Their software has a 5 cent differance in it. So when you close your account you will be 5 cents overdrawn. I know this because I was able to see the screen when I closed my account and confirmed it with the employee. As far as "whythelongfaces" don't pay attention to that idiot. You can look up his account and all he does is spend all day in front of the computer responding to others. No life for this fool.

I was a First Convenience Bank member until today. I dont have the greatest credit around so I figured a bank who will give me an account great. Started direct deposit an everything was going great until to day 4-16-10. I knew I might have some overdraft fees from previous transactions made earlier in the week. but not 387.00 in overages. That was my whole pay check. But when I went to the ATM on 4-15-10. It said I had money in the account. But what made me overdraft was checking the ATM it told me I had 127.00 left in the account this was prior to this week. So I thought I had money to use on a side job when I didnt. I wonder what is up with not holding the funds that were charged as credit. Any other bank would do that oh no not them they set u up for failure to overdraft. No warning or nothing. So here I am with no money to pay for insurance on mine an my wifes cars, no money for food for our son or us, an no money for gas for us to make it to work to get another paycheck. In my opinion this bank needs to be closed down an rebuilt from the ground up. They need to start taking a look at there customer satisfaction. Which is very poor. Thank You First Convenience Bank you opened my eyes to how low of a bank u really are!!
To the check list at the end all of the above.

All banks work the same in regard to overdrafts. You just do not understand how your account works. You better learn. Overdrafts are YOUR responsibility. Keep a CHECK register and WRITE all your charges down.

These people prey on those that have no other banking choice. I definately think they should be held accountable just like the 'big' banks on the amount of fees and daily charges that they can charge. I am completely dissatisfied and will rid myself of them as soon as possible.

So you spent more than you had and overdrafted your account, and now it is the big bad bank's fault you have fees?

I hate 1nb. I had a check that someone altered and they refused to investigate or contact the police. They continually break banking regulations.

How exactly are the breaking regs by not calling the cops on your passing a bad check?

These crooks charged me the exact same outrageous overdraft fee (209.82) within a 24 hour period and claimed that "it just worked out that way". Plus, if you account is low or negative they will hold your deposits an extra day or two just so they can ding you for overdraft and take YOUR hard earned money. DO NOT DO BUSINESS WITH THESE GUYS.

Their customer call center is utterly incompentent and they do not value their customers.

If you do not spend what you do not have you will never have an overdraft regardless of when your deposit posts. And when you opened the account they told you up front the cut offs for deposits and the reasons and possibilities of holds. If you did not agree you should never have accepted the account. Too late to cry about it now.


I always find it amusing when people come here and complain about a company enforcing the agreement the customer signed when the customer is in the wrong.