So they say, what kind of a contract written in the United States permits a company to violate federal laws by writing their own and calling it policy. I do not sign away my rights as a citizen of this country!

The mortgage company created it's own policy regarding flood insurance and purchased without my permission excess coverage in both building and, contents. This increased my payment in an excess of an additional thousand dollars for the contents alone! I have been trying to recover the money I have lost due to their actions. No supervisor has rectified this problem and it is near a year since they caused the trouble. My escrow was thrown off and they wanted an additional $1300 to place in the escrow account. I have heard the company intends to reverse the policy which caused this money trouble for me, meaning, they will follow the federal regulations regarding flood insurance that are already in place. I want my money back. They took the authority under false pretenses, one that I had to comply with their policies when their policy did not comply with federal law.

No, you signed a contract allowing them to do that..