My wife received a call from a lady that said she was with the Oxford Law firm and she had received a referral from Capital One for a credit card that had not been paid. I remember paying off my wife's credit card several years ago. When my wife asked for the credit card number of the account that they were demanding that we pay, the agent said just a minute and a male agent came on the line and started demanding that she pay the $1000.00 of the settlement amount ( they started out asking $1990.00). I was not ready to pay them anything but my wife said that she wanted to settle and get it our of the way. She gave the agent our banking information for an electronic check for $1000.00. The next day she received a call that the check did not go through because the agent did not record the bank information correctly. She gave them her debit card and the agent said, you were told that there is a 2.5% processing fee. My wife told the agent NO so the agent said they would waive the fee. When I checked our bank account online I found that Thomas Landis had ran two transactions on our account, one for $1000.00 and the other for $1025.00. When we contacted them, they said that we needed to wait a few days to make sure that there was two transactions. When I contacted them again, they said we needed to fax a copy of our bank statement showing the two transactions. When my wife called the next day she was told that they would call her back in 30 minutes. Three hours later, after no phone call, my wife called back and the agent said that the refund had been made and it would be in our account within 30 hours. I had given them 36 hours to refund $1025.00 or we would file theft charges against the company and all employees that we had talked with ( we have all of the name they used). This morning I check the bank account and found that we were refunded $1000.00. What snakes and liars! If you get a call from this company, do not give them any banking information and hang up the phone. They are crooks.