My husband and I want to refinance our home because my husband is on the heart transplant list. The extra money a month would help with hospital trips. We went thru our mortgage company a broker name corey had told us to use our mortgage payment for the closing cost. We had signed papers twice then resign documents because of lock period expires or loan amount changed. Then when the loan didn't go through because we were 2 months behind, said we misunderstood what was said. Please some one call me to get details. 4792209907