Our credit was nearly perfection, had been making payments faithfully but I was going through cancer treatment and couldn't work full time so I felt it was a matter of time before I'd be under water. I told this Chris Harati guy I didn't want to be jerked around, about my cancer etc and he was so pseudo compassionate about how his mom went through cancer and how it would all work out fine. I hope and pray these people go to jail for a very long time and may they reap everything they've sewn one hundred fold. And after that they can burn in hell. There must be a special place for people who prey on those already suffering extreme hardships, and taking advantage of that.