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RCBC Bankard


Consumer complaints and reviews about RCBC Bankard

koikai Send email
Feb 26, 2013

Overdue Account

I am a Bankard credit card holder way back 2003-2004. Now my case is with a certain law office here in our city. I called them up, today Feb. 26, 2013 at around 2:05pm-230pm. I was able to speak with thier representative I believed. I called them up in good faith, to talk w/ them on how I can pay my overdue account in a divided payments. I told the man over the phone that I can start paying this coming May15 to June 30 of this year. The agent told me that their client (Bankard) is giving me a discount amounted to P26,200.00 instead of P46,620.41 only until March. He said he can help me have my accounts divided in four payments but I have to start paying this coming March 2013. I humbly ask the representative over the phone if i can ask their office to adjust their due date and allow me to start paying April 15, 2013 instead of March 30. But he said, " ay wala na tayong pag uusapan dito ms ___". Ganon po ba talaga? Can't we meet halfway? And ganon po ba talaga ka rude yong mga representative ng mga law offices, mukhang mga walang pinagaralan. Feeling nila di cla ngkakautang kung maningil akala mo sila may ari nang bankard ayaw mg give way kahit nakiusap ka na nang maayos. Tatakutin ka pa na pakukulong! Bakit ako lng ba ang may utang sa bankard? Nakipag usap naman ako pero parang sa nakausap ko earlier, he left me no choice. Pwede ba ako sa main office makipag ugnayan re: my case?
RUY5823 Send email
Feb 22, 2013

Attorney Call Agents from RCBC Credit Collections

I was also called by a certain attorney from a law firm that they were the ones handing collections, and demanded that I pay the whole amount of 24K in 24hrs. Is he for real?! or just woke up with a bad mode..Well, I am not that rich that carry that amount of money on a daily basis, and when i ask for some others way the attorney insisted me to pay or else I will be black listed. Is the bank really that desperate that they cant wait for me to pay. I know I am not able to pay on time immediately but should the attorney at least talk properly to clients from RCBC Credit cards. Do Attorneys now have a call center job? he even called me "iho" such an improper way of addressing clients. Good or Bad clients should be addressed sir. Attorney learn some lessons!
Rize1989 Send email
Mar 12, 2012

Customer Service/Collections

that's the same thing happened to me...I juz paid the minimum payment and a day after someone from their collections office called me and told me to pay the entire amount or else I'll be blacklisted...They don't want to have payment arrangement either and want me 2 juz pay the entire amount...Thanks for sharing...I won't pay them coz itz not sure f they will still activate my account... good thing i hav other credit cards:)
Proud_Jesu Send email
Feb 23, 2012

Customer Service/Collections

I really agree..No wonder they are giving their cards for some simple requirements..Now that I am cancelling my card, they said they cant because I have to pay some charges for that..I said I am not that stupid..I really dont believe in that company..They have the lamest and arrogant methods I ever saw..I hope everybody can read this..RCBC-BANKARD IS A NO-NO!
Robert Bugarin Send email
Feb 23, 2012

aroogant collection officer

credit card holder willing to pay but collection officer was so rude that the collection officer hang up the phone when the spouse was on the line.. and even cursed at the spouse and threatened to be sued... when spouse insisted to talk to some other collection officer, they hang the phone again.

bankard company issued a demand letter saying that they are from a certain law fim... so the credit card holder decided to contact the telephone numbers given by the law firm to pay.. but instead the arrogant collection officer answered the call again.
Proud_Jesu Send email
Feb 23, 2012

aroogant collection officer

Sorry James..But I think they dont care..They will take your money as long as they wanted too..Same situation here..Well, just keep on pushing them on what you want to do..Dont worry, BAD KARMA will come for them.
Biedeb Send email
Feb 23, 2012

Customer Service/Collections

I have a credit card that I wasnt able to pay on time, I called customer service ASAP as soon as a I have the cash to pay for it and asked them how much do I have to pay for it to be reinstated, customer service told me that a minimum payment of 3000 will do, I paid the said amount and then called them again the following day. I was surprised because now they're telling me that the account was forwarded to collections department and I have to pay the whole amount. What a waste. I told them I just paid the minimum amount due and how come I wasnt informed that its gonna be forwarded to Collections. I didnt get any notice from collections. Customer service doesnt know what to do and just referred me to collections. I called collections about the problem and they said I have to pay the whole amount right away or else Im gonne be BLACKLISTED. WTF!! so this is how RCBC works, they aint gonna inform u about whats happening on your acct and then 1 day you'll realize your in a pinch.
Ishinigami Send email
Feb 23, 2012

Customer Service/Collections

Yeah, they are hell of a mess... I paid my account since December 3 of 2011, they said upon complete payment my card will immediately be activated (Im talking directly to a collections officer) it has been more than a month now and I still cant use the card! Ikaw pa ang kailangan magpaulit ulit na tumawag sa kanila and pagpapasa pasahan ka! Pag maniningil magagaling magsipag tawag sayo..pag nakabayad ka na at ikaw na ang mangungulit na magpaactivate ng card na BINABAYARAN MO NAMAN e mga wala nang pakialam sayo!

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