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21st Mortgage

United States

Consumer complaints and reviews about 21st Mortgage

Tinkerbell1967 Send email
 
Apr 27, 2017

breach of confidence contract

My house burnt in December. So I found a house on a lot that belong to 21st.So I had a contract on it went to put my money down and The sold the house.well I thought it was the Mobile home dealer so I went elsewhere.Nope it was the bank. I found another home that was 21St had a signed contract money down and was waiting for the appraisal to be done.So keep I mind this is Jan I have made this deal.I keep calling to find out when it will be finalized they can't tell me.So it is now April.So I get an email saying they received the appraisal. I was set to close April 14th.I got a call April 14th from the dealer stay ng she received an email saying my house had been sold by the bank.AGAIN!!!!! NO ONE THERS KNOWS THERE ASS FROM A HOLE IN THE GROUND.Biggest crooks I've ever dealt with.Beware!!!!!!!
Nnacy Send email
 
Feb 23, 2012

Awful company

In January of 2008, my husband and I entered into a private contract to purchase the home we are currently living in. We had spent a year paying off all our debt so we could buy a home. We are currently building our credit back up.

The woman we were purchasing the home from has missed or been late with her payments, prompting 21st Mortgage to contact the lot manager where the mobile home is located and myself. On 11-18-2008 21 Mortgage called my home and requested that my husband and I pay the October payment for this woman and in doing so this would show 21st Mortgage that we would be willing and able to assume this womans mortgage. I was very interested in doing this, as I was told we wouldn't have to go through a credit check, just come in and sign some papers, and the loan would be ours. (Kinda fell for it, wishful thinking) I told them I could have a payment for them on the 21st of Nov.

On the 21st of Nov., 9am on the dot they were calling for their payment. I made a payment over the phone. I asked for a receipt to be mailed to me to show proof of the payment. (Still waiting!

Two weeks later another phone call, wanting the Nov. payment. When I tried to explain that we had lot rent due and that I could pay in two weeks, things got ugly. Because I didn't hand over the payment right then and there, he got very snotty with me. I asked for proof in writing for a guarantee that if I made this payment we were going to be assuming this womans loan. He was unwilling to do that. He then told me if I didn't pay he was going to evict us from the home. When I asked for an address to mail a payment he refused to give me one. Long story short, I googled the company and found this site, not to mention their address. This company doesn't care who pays that payment as long as they get their money. After talking to an attny, what this company did is against the law. They are not allowed to discuss anyones loans with anyone other than the persons whos names are on them. Please be aware you do have right against these practices!
Rosalynn Send email
 
Feb 23, 2012

Awful company

I have my mortgage with the same company, when me and my husband got our home. it costed us $59.000 dollar's we payed $22.500 down that was more than enough they put us in 12.25% bracket to our payment's is still $683.00 a month we are looking at a foreclosure anytime now it seem's like we will never get ahead dealing with the company they really don't care about your other need's, because one time back in 2006 my son got killed and i was late on my payment the bank called me and ask when could i make my payment. I said sir my son just go killed a few day"s ago he said I"m sorry about your lost, but when can you make a payment I know right then I'm in trouble, trying to get everything together i did'nt know if i was going or coming. it really took a lot for me to not tell this man where he could go. they just want their money, this bank should be investigated i know if i had to do it again it just would'nt happen.

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