False Credit Reporting
Bridgecrest is reporting falsely every month on my Equifax Credit Report. This account was closed (as they claim Written Off) due to a vehicle that they sold me that did not work properly in 2009. It broke down on me several times within the 2 years I had it. I filed many complaints with the company. Finally the transmission blew, I towed the car to them, and they refused to help other than to trade in for a another car with them or getting a new transmission through them. The transmission cost more than the car was worth. They sold the vehicle at auction $2990. This account was closed and every time I dispute it they Update the status with the current date. They started to report it every month as "failed to pay" and IN REPOSSESSION since my disputes. I humbly asked them to remove it now since its passed over 6 years and its going to drop from my report, but they keep saying they will not, the reps are rude, nasty, and disrespectful. This vehicle never worked safely/properly, they sold me a piece of garbage. It was a 2008 Dodge Calibur with constant problems. They acknowledged this. This account should be dropping soon and their reps threatened me that now it may stay on my credit for 10 years not 7? They stated the only ones that can remove it is Equifax and to call them instead. I tried to negotiate with no luck. The account now says REFINANCED or RENEWED.