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Credit One Bank

United States

Consumer complaints and reviews about Credit One Bank

skay2300 Send email
 
Jan 31, 2018

harrassment

credit one is calling my cell phone at least 5 times a day. I know I owe money but they do not need to keep harassing me. I am trying to find a way where I can pay them but I have a lot of health issues. I told the lady on 1/29/2018 that this is harassment and they need to quit calling my cell phone because I can lose my job. I do believe there is a law that they can not contact a person on the cell phone. it is 1500.00 per unwanted phone call. they need to leave me alone. I will pay them just don't know when.
Oborcee Send email
 
Mar 5, 2012

They are full of tricks to get you to get a credit card from them

I recently opened a credit card with Credit One Bank, I went on vacation in April of 2011 and my bank card was lost. I had to cancel my card. I had paid Credit One prior to me leaving on vacation but they did not process the payment until a week or so after so when they went to process the payment it was bounced back to them (because that card # they had was reported stollen) so they called me and I gave them the new card number.

The following month I tried without success to register on thier website so that I would be able to view my account and pay my bill online. Customer service did not have any idea as to how to help me register to be able to use thier website. I then received a notice in the mail telling me that my account was again past due (they kept using my stolen card# to pay my bill!) so I once again gave them my new information and paid my bill + a 20.00 late fee.

Finally, I called and demanded that someone try and help to get ne registered online (this is right after I made a 70.00 payment to them) it was at this time that I was told that my account had been closed due to returned payments! After explaining and proving that the mistake was on thier end, they still wanted me to get a letter from my bank stating when my card was stolen so that they could reopen my account! So I bascically have to suffer for THIER Mistake! I told them I will never do business with them ever again and they did me a favor by closing my account.. their interest rates are very high and they charge 20.00 late fee ON TOP of an annual fee.. BEWARE, , they are full of tricks to get you to get a credit card from them!
Your Mom Knows Best Send email
 
Mar 5, 2012

They are full of tricks to get you to get a credit card from them

It is your responsibility to pay to the correct account #. It isn't the responsibility of the carrier to magically know where to assign the monies.

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