I paid for advertising on a monthly basis of $25.00, they changed my billing to yearly, because I was late on payment, and turned me into Collection agency prorated ahead of time for a yearly charge. of $175.35, (3/2018 through 9/30/2018). How can they turn into a collection agency charges that haven't even happened yet. I don't see how they can do that. I can seeing turning in what I haven't paid which was $144.00, which the collection agency bill says 319.40.