Dear Sir/Madam,

I am a business man in Narnaul, Haryana Distt. Mohindargarh and My firm’s turnover is 2.25 crore approx. This is regarding the guidelines for Mudra Loan.

Now a days, my business is not running good, so due to that I need some money and initially I applied for CC/OD Limit w.r.t. my land but banks refuse to give me CC/OD limit by stating that “your land is in village and that is an agriculture land and we don’t provide CC/OD limit on that ”.

Then I requested for Mudra Loan and for that I reached out to almost all the banks( INDIAN BANK ,PNB) nearby places but all of them are saying that “they don’t provide this Mudra Loan”.

So, I want to understand what guidelines has been given to the banks by RBI to approve/provide Mudra loan to any individual and firm.

Thanking you

Your faithfully

Pankaj Goyal
9466616525