can we sue these people and get our money back? i borrowed 400.00 and they have taken a total of 960.50 out of my account and saying that i still owe 513.50 and all that i was paying was an extension fee? they took out money every 2 weeks im really IRATE with this because 960.50 couldve been used towards my 10 month old son's expenses!!!

When I contacted them, requesting that they send documentation proving that I owe them money, I received what amounted to a threatening phone call, stating that they would serve me at home. As I'm effectively homeless and have been unemployed for nearly three years, I have no idea how to handle this. I can't afford to have this go to court. If anyone can help me with this, please contact me at murdough2000@yahoo.com. Thank you.

Count me in as well. I took a loan with them back in '07 and paid it off in full. They kept taking money out of my checking account and it got to the point where I had to cancel my direct deposit for my payroll and close the account. Had to make a choice, rent or them. Eventually, I forgot about them. Last month, they contacted me through a mediation company and are threatening legal action unless I reach a settlement. My biggest concern is that since I no longer live in the district where the court hearing would take place and I have no way of getting there, I'd be hit with a failure to appear/contempt of court bench warrant. But now I'm wagering that they wouldn't try, given the laws in my home state(New Hampshire) regarding payday loans. In any event, I'll gladly take part in any class action suits against them. I can be reached at murdough2000@yahoo.com.

hello to you all i just received this email and i want to share it .i was frauded by loanpoint usa out of 2, 800.00 dollars and i wrote to herb kohl United State Senator and he sent me a email address here it is www.consumerfinance.org .please send very thing you have on this company .i have a 43 page file and i am sending verything .this company has to be stop .and i am sending this to very site i see about loanpoint scam plus others. i am a working blue collar worker and i need my money back .
if you see this send it along ok .

I agree with everyone on this page. I borrowed $300.00 and the took over $1200.00 from my bank account and continued to take money out when they were not supposed to to. Causing me to close my bank account due to all the fees, and in order to stop them. This was 2 years ago. They continuously call and all of the bank information they have given me has been incorrect. They have also asked me to provide them with my ss# which I refuse to do. They do operate as loan sharks. I was contacted by someone who threatened me saying I was going to jail and they were coming to pick me up. I was contacted at work and they talked to one of my employees telling them they were coming to arrest me. When I contacted them they gave me fake phone numbers I continued to tell them they had the wrong information and that I did not owe them any money. I told them that calling and threatening me was illegal and asked if they could provide me with a real number and address as I was going to have law enforcement go and speak to them, they hung up. They continue to call but I don't answer. I want to be included in any lawsuit that is filed against this company. I'm in Florida feel free to e-mail me faithful0206@yahoo.com