Do not use this company!! They scammed me once saying that they were Blue Cross Blue Shield and when I got my insurance the benefits were not what they said they were my prescription benefits was actually a prescription discount card the kind that you get in the mail for free, and when I called again thinking it was a different company because it was a different name they gave me the same information and told me whoever I talk to you before must have been trying to scam me but when I looked them up they were the same company do not use these people they do not have your best interest at heart and everything they tell you is basically a lie actually it's all a lie. Please if you're like me and you really do need health insurance do not trust this company they do not work for you they obviously work for Obama go TRUMP!! Please don't go for Hillary we that really need help can not do another term of "oboma type health care " bc we will never get true insurance