12-11-2008
Kurt & January Kopek
695 Clearwood Ct.
Aurora, Il. 60504
[email protected]
Re: Saxon Mortgage
We have had nothing but, problems with Saxon since our mortgage was sold to them almost 5 years ago. They are misleading, show misconduct, unethical and are not a ligit "company". They also assume 3 other names!!!
Our home was in foreclosure for over 3 years due to Saxon not listnening, hanging up the phone on us, refused payments, sent our payments back to us, won't answer certified letters, won't call back, turned down a loan modification due to " signatures" do not match, raise our payments with no further explanation, they are now in breach of contract with us as well. I could go on and on. We had a long 3 year battle of foreclosure in May of this year 2008 we or they came to an agreement. We had no choice but, still had the option of suing Saxon so, we took the "deal". Our first payment was due July 2008 and again they went against court documents and raised our payment, plus refused our payments and added in escrow and which we are not escrowed and added in homeowners ins. and which we pay out of pocket monthly ect...Now we come home the second week of November 2008 to find foreclosure papers sitting on our door step soaking wet from the rain. You call this serving? We had called several times and even talked to the Legal Dept. and which did not exist for over 2 months according to several CSR's at Saxon to NOT BE HEARD AGAIN.
This morning I called The Federal Trade Commission 1-877-382-4357 they encourage all complaints and to call.
I also called our local Attorney General, Illinois 1-800-243-0607 and they gave me a # for Mortgage Complaint Division 1-866-544-7151. CALL YOUR LOCAL ATTORNEY GENERAL AND GET THE MORTGAGE DIVISION #.
I have yet to call the Housing Urban Development 1-202-708-0502, next on my list.
Do not forget your local BBB although, Saxon-Meritech-Deutch Bank is NOT A MEMBER.
We had retained a name of a lawyer looking into filing a class action suit against Saxon from a guy in WI. 1-610-278-0123 ask for Ruth. She will send you information ect...via e-mail, fax or by mail.
Please everyone lets get together and put this so called " company" out of business and save our homes.
Kurt and January Kopek, Illinois
[email protected]
