Log inRegister
Submit Complaint

Specialized Loan Service

United States,
Wisconsin

Consumer complaints and reviews about Specialized Loan Service

Linda Feldhege Send email
 
Feb 22, 2018

Mortgage Payments Refused - Forcolosed

I currently have a mortgage on my house with Specialized Loan Servicing. My account was sold multiple times over the past years and I am trying to refinance and save my property. I fell behind on my mortgage payments starting back in 2009 due to cancer and being unemployed for 10 months. SLS would not accept partial payments and returned any payments I sent to them if it was not the exact amount. I have also been remarried with a new legal name and they refuse to change my name, keeping my exhusband on the loan even though the divorce papers state he no longer has any tie to the property. The next downfall for me was 2 1/2 years ago, my husband was diagnosed with cancer. His last treatment was one year ago. The medical bills have piled up between the both of us. Then, one year ago, he was permanently laid off from his job. We had tried to refinance with SLS, jumping through all of their hoops. Finally, after 2 months of filling out forms for them, they accepted us in a trial period of 3 months. We were able to make the first 2 payments of almost $1,500 each month, but because my husband had not found a job yet, we were not able to make the 3rd payment in full. I tried to make 2 partial payments equal to the 3rd payment, but they refused that also. We were then denied the refinance and they forclosed on my property. I have just found this out and that my house is listed for a Sheriff's Auction on March 13, 2018. I do not want to lose this property. I have been trying to work with them and they refuse to do anything, refuse to accept any payments, even though they state they are a bill collector. I cannot speak with anyone live as I always get an automated system. Then, I find out that the $3000 that I paid in Jan. and Feb. of 2017 are not even applied towards the mortgage. I am desperate to get out from under SLS, but no one will even give us a chance. We want to be able to pay for the house, but SLS is preventing us from doing so. This land was given to me by my parents and the house was built on the 14 acres. The house is the only thing tied to the mortgage since the land was a gift. I do not know what to do. Is there any help out there for me?

Complaint Registration Form

    Information of the Company you are complaining about
    Subject of Complaint
    City (optional)
    Complaint Details
    Attach photos (optional)
    Confirmation code

    Submit

    Recently Updated Complaints

    Ccb/ppc National Credit Card Cos - Unauthorized credit check
    I received an email saying my credit was pulled and it was...
    Ahlem Management Services Private Limited - Fraud
    Fraud company don't waste your time and hard earned...
    Mcd bandar sri putra - Bad services
    Monday, 10 december 2018 , 00 : 41 a.m. I order di...
    FAKE ID SITES NOT A SCAM - Great fake id
    Great Fake is a complete fake. They gladly take your...
    Pillarcare. com - Employing Illegal Filipino Caregivers
    To Immigrations I'm a Malaysian and I notice one...
    WLY*SHOPPERSDISC.CO.UK - Taken money without my knowledge
    WLY*SHOPPERSDISC.CO.UK have been taken £10 a month from...
    Poslaju - TRACKING NO NOT FOUND
    MY ORDER TRACKING NO (EP534483048MY) STILL NOT UPDATE FOR...
    amazon seller complaint - Unauthorized refund
    I make handmade wreaths and pillows. A beautiful Christmas...
    Hallmark channel - Christmas movies
    Christmas movies I will know longer be watching Hallmark...
    IC Freeshipping.com - Same issue
    I noticed the $12.97 charge on my account with no...

    Recently Updated Complaints

    Ccb/ppc National Credit Card Cos - Unauthorized credit check
    I received an email saying my credit was pulled and it was...
    Ahlem Management Services Private Limited - Fraud
    Fraud company don't waste your time and hard earned...
    Mcd bandar sri putra - Bad services
    Monday, 10 december 2018 , 00 : 41 a.m. I order di...
    FAKE ID SITES NOT A SCAM - Great fake id
    Great Fake is a complete fake. They gladly take your...
    Pillarcare. com - Employing Illegal Filipino Caregivers
    To Immigrations I'm a Malaysian and I notice one...
    WLY*SHOPPERSDISC.CO.UK - Taken money without my knowledge
    WLY*SHOPPERSDISC.CO.UK have been taken £10 a month from...
    Poslaju - TRACKING NO NOT FOUND
    MY ORDER TRACKING NO (EP534483048MY) STILL NOT UPDATE FOR...
    amazon seller complaint - Unauthorized refund
    I make handmade wreaths and pillows. A beautiful Christmas...
    Hallmark channel - Christmas movies
    Christmas movies I will know longer be watching Hallmark...
    IC Freeshipping.com - Same issue
    I noticed the $12.97 charge on my account with no...
         
     

    User Registration

    Already a Complaint Board member? Log in now.
    Username:
    E-mail address:
    Password:
    Code:
    or connect with Facebook

    User Registration

    A confirmation email was sent to "".
    To confirm your account, please click the link in the message.

    If you don't see the email in your Inbox, please check your Spam box.

    User Login

    Not a member of Complaint Board? Register now.
    E-mail address:
    Password:
    Forgot your password?
    E-mail address:
    Back
    Loading, please wait...
    Your password has been sent to the specified email address. Log in
    or connect with Facebook

    User Facebook Login

    Enter Username