The Brick engages in very dishonest business practices. When you sign up for their financing and credit card, they automatically sign you up for balance protection to "protect the balance you owe in case something happens job loss, illness etc" where you are unable to pay what you owe.

The Brick does not discuss ahead of time at the time of sale that they are signing you up for balance protection more or less against your permission (since they never ask for your permission though they may claim your signature gives them such permission). The Brick does not give you the consumer the option of opting out of the plan at the time of sale. I would recommend that anyone using their financing request at the time of sale not to be signed up for balance protection and get it in writing. Then if they do sign you up take legal action!

I am sure in the fine print it says you agree to the balance protection. Frankly i think people are foolish not getting it. If i would not have gotten it, i would have been on the hook for payments i wouldn't have been able to make when i hurt myself