I agree with you HappilyMarried ... people are depressed and there doesnt seem to be much hope or future. these are definitely trying times.

I am barely above the break even point with my money that´s invested with Transwestern. And I am fed up to here with how slow athey are in providing me with my statements and up to date accounting. I don´t suspect them of out and out dishonesty and maybe it´s just slow computer systems but they´ve got to get better at keeping me on top of the numbers.