Charged my bank account $44.95 Did not asked my permission...I do not want the Trend Micro OEM. I have Verizon as my virus proctection ...

If you gave Trend Micro your credit card number directly (as apposed to, say, buying from the store) you probably didn't read what you bought and signed up for reoccurring renewal. You can get information on canceling auto renewal at http://store.trendmicro.com/store?Action=DisplayAutoRenewInformationPage&Env=BASE&Locale=en_US&SiteID=tmamer

I would also like to point out that if you are using Verizon's version of McAfee antivirus at $5.99 a month you are paying more than $70 a year. You can get McAfee for $50 a year from any any store.